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Insurance through Smartnet Link

Insurance through Smartnet Link

The GIC Motor Care motorcycle insurance program and the GIC Hospital Support hospital support insurance are made available to customers through a partnership between GIC and Smartnet.
  • With three advantages in one, GIC Motor Care offers financial assistance so that you can reduce your risk of theft and motorbike accidents.
  • GIC Hospital Support helps your family actively cover "unnamed" costs including visits, travel, and living expenditures by providing up to 280,000 VND for each day of a hospital stay without medical bills. daily.

Insurance benefits
At the moment, GIC and Smartnet are working together to offer two insurance products to Smartnet customers:
1. BGIC Motor Care Insurance combines three insurance advantages into one:
  • Accident protection for passengers with a liability cap of VND 20,000,000 per person/case.
  • Up to 40,000,000 VND in insurance for total loss, theft, and theft of the entire motorbike.
  • Mandatory civil liability insurance, which helps cover damages to nearby people and property caused by the vehicle (up to VND 150,000,000 per person and case for human harm and VND 50,000,000 per case for property damage).
2. GIC Hospital assistance insurance:
  • Contract-backed hospital care up to 280.000 VND/day, free of charge for medical expenses.
  • The maximum amount that may be awarded for causing accidental death or permanent disability is VND 50,000,000.
  • Customers sign up for the family package to obtain discounted prices.

Learn more about the product

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Frequently asked questions

1. Is there a reimbursement for insurance unused?
My items have no saving features; they are purely protective. All fees will be used to help customers who are actually in financial distress.
GIC has offices in 60 cities and has been active in the insurance sector for more than 18 years. You can be guaranteed of GIC's reputation and level of service.
Still being paid, but only if the customer can provide paperwork demonstrating that the death was a direct result of the accident-related injury.

It is necessary to have an injury rate certificate issued by a reputable organization. The insurance premium will thereafter be paid by GIC in accordance with the proportion of the insured amount that is specified in the Table of Disability Insurance Payment Rates on the website www.gic.com.vn.

Insurance only pays out when a damaged car cannot be fixed or when the cost of fixing it exceeds 75% of the car's worth.

Only vehicles parked in lots with valid parking permits from state agencies that have been issued with a parking card or ticket are eligible for compensation.

Three insurance products are included in this package: theft, robbery, and complete loss insurance, personal accident insurance, and passenger accident insurance. When encountering the traffic police, the Civil Liability Insurance must be shown. When you purchase this insurance, a legally required civil liability insurance certificate will be provided to you, which you must show the traffic police.

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