1800 6786

HEALTH INSURANCE

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Sharing your financial concerns during hospitalization with you

To confidently move forward in your life journey, you need a solid foundation of health. Now with just a few clicks, you can live fully in every moment because you have GIC Comprehensive Health Insurance preparing you with the necessary support.

This is a solution to support medical expenses when hospitalized in cases of illness, accidents, or childbirth to help you overcome any challenges.

CONVENIENT REGISTRATION AND PAYMENT VIA A VARIETY OF E-wallets
Order instantly and pay with VNPay, MoMo Wallet, or Smartpay.
LOW PREMIUMS, HIGH BENEFITS
Health care plan with a premium that anyone can afford.
PAY AT ANY HOSPITAL
With GIC Comprehensive Health Insurance, you can proactively choose the best care for yourself at any hospital.

Assured comprehensive health care for you and your family

Health is priceless and deserves comprehensive and proactive care, especially when sick, injured, or giving birth. Joining GIC Comprehensive Health Insurance today is your top priority for you and your family.

01
COMPREHENSIVE PROTECTION
1. Illness and Injury
  • GIC's Comprehensive Healthcare Insurance can help cover your medical expenses when you're sick or in pain. If you need to stay in the hospital, GIC can cover costs such as your room fees, laboratory tests, and medication, up to a maximum of 3 million dong per day. You can also receive a daily allowance of 60,000 dong.
  • If you need surgery, GIC can cover up to 60 million dong for costs before, during, and after the operation.
  • If you join the Gold and Silver packages, you can receive outpatient treatment for minor illnesses, same-day medical services, or basic dental care for up to 6 million dong per year.
2. Accidents
  • If you get injured in an accident, GIC's insurance will cover medical expenses for both inpatient and outpatient treatments up to 10 million dong per incident. In the event of permanent disability or death due to the accident, GIC also provides a lump-sum payment of up to 60 million dong.

3. Maternity

  • GIC knows that children are very important to parents. That's why we are happy to help you during childbirth by paying for hospitalization and surgery costs up to 9 million dong.
02
UNRESTRICTED HEALTHCARE PROVIDER CHOICE
You will receive:
  • GIC's healthcare coverage is not limited to any specific healthcare provider network
  • You do not need to have or use a health insurance card to receive benefits
GIC will cover your medical expenses regardless of the healthcare provider and level of service you choose.

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Guide to settlement of insurance benefits

Step 1

Dial the helpline at 1900 6486: 

Customers or their relatives must notify the Customer Care Call Center 1900 6486 of GIC as soon as the insured incident takes place. The operator will guide you through the process of filing an insurance claim and offer advice.

A guide to preparing an insurance benefits claim file

The following papers and documents must be provided in order to process the GIC insurance claim:

1. Required documents for an insurance claim (according to GIC's template)
For an accident case:
  • Accident report with confirmation from the company, workplace (in case of occupational accidents), local authorities, or police where the accident occurred.
For medical documents:
  • Hospital discharge papers
  • Treatment receipts
  • Surgical certification
  • Medical examination record
  • Prescriptions and corresponding medication bills
  • X-ray films, physician referral slips, and test results (ultrasound, endoscopy, etc.)

Find out more about the product

PRODUCT INTRODUCTION:
FORM:

Frequently asked questions

1. If I have an accident during the insurance period but die a year later from those injuries, will I still receive compensation
Yes, you can still get compensation if you can provide proof that your death was a direct result of the disability caused by the accident.
You can download the form to get a disability rating.
Insurance only covers repairs if the cost is more than 75% of the vehicle's value, or if repairs are impossible.

No, compensation is only provided if you park your vehicle in a licensed parking lot authorized by a government agency and have a parking tag or receipt.

Three insurance products (plus one rescue benefit) are included in this insurance package:

- Mandatory Civil Liability Insurance

- Insurance for passenger accidents

- Theft, robbery, and total loss insurance.
This requires the presentation of Compulsory Insurance for Civil Liability when speaking with the traffic police. You will receive a Certificate of Compulsory Civil Liability Insurance (by mail) after acquiring this insurance, which you must provide to the traffic police.